NaplesAppraisers.Com can do FHA loansThe FHA publishes a list of approved appraisers for each state - NaplesAppraisers.Com is on the roster of approved appraisers for FL. If you have an FHA-mortgage, be sure to hire NaplesAppraisers.Com, as we are approved and certified to perform FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact NaplesAppraisers.Com if you need an appraisal done for an FHA-secured loan. An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply backs the loan with mortgage insurance in case the borrower defaults on his or her loan. Accessible to all buyers, FHA loan programs are created to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lesser income or less starting money to use as a down-payment on a mortgage are assisted the most from FHA loan programs. |